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Most Common Financing Questions

How Much Can I Qualify For?

Several questions first have to be asked of you to derive this answer that are based on stability of employment, structure of income to debt ratio, including the new proposed housing expense, credit worthiness & down payment ability.

What is Your Current Rate?

Your rate will be based on a few things. The type of loan product chosen that best fits your situation, credit worthiness, loan amount & term of your interest rate lock.

What is my credit score?

A Tri-Merged Credit Report will determine your credit worthiness and score when you are home searching or looking to refinance. This helps to determine your available loan products and rate. However, beware, of letting just anyone pull your credit report because too many inquiries in a short period of time could hurt your scores. The higher your score the better.

Contact our preferred lender, emortgage, for more in-depth answers to these or additional questions you may have.

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